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After reading chapter-14 from the attached textbook answer below questions in ow

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After reading chapter-14 from the attached textbook answer below questions in own words and strictly no plagiarism. 
1.5 pages assignment
Discuss the meaning of calling and membership, as related to spiritual leadership. Identify an organization or leader that uses these concepts. To what extent were these concepts present where you have worked?
Some mortgage company leaders have said that providing subprime mortgages (earn a commission by making loans to people at high interest rates who may have difficulty making the payments) was based on the noble purpose of giving poor people a chance to participate in the American dream of home ownership. Discuss your opinion of this explanation.

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